Advisory. Nothing else.

Arcus is an audit-led advisory practice. We examine an existing insurance portfolio, or structure a new one, against the actual financial and family circumstances it is meant to serve: keyman cover, estate and succession planning, cross-border and NRI structures, high sum-assured term cover, and portfolio-wide reviews for promoter families and family offices.

We do not sell insurance, and we do not place it. There is no commission in our advice, because there is no product behind it.

An audit, not a pitch.

Every engagement follows a structured, methodology-led review, built to surface gaps, redundancies and misalignments in an existing portfolio, or to architect one from first principles. The output is a written finding, not a recommendation to buy.

• The advice is yours to act on with any broker or insurer you choose.
• We hold no product relationships and receive no placement income.
• Every engagement begins with a scope letter, before any work starts.